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Costs and risks

Q. Will I have to make a payment to use the service?
Q. Do I have to pay any fees at all?
Q. How is the cost of my claim funded?
Q. What do I stand to lose if my claim is unsuccessful?
Q. Do I have to get a loan?
Q. Will I have to pay my opponent’s costs if I lose?
Q. Does this information apply to everyone?

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Q. Will I have to make a payment to use the service?

A. No. Our solicitors bear all the costs until the case is settled.  If your personal injury claim is successful, they claim everything back from the losing party, if not, insurance will cover the costs.

In certain clinical negligence cases, it may not be possible to make an accurate assessment of your claim without first obtaining a medical report or expert medical evidence. You may need to fund this report initially, but we will always ensure that we discuss and agree any such costs with you in advance and if your claim is successful they will be recovered for you.

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Q. Do I have to pay any fees at all?

A. No.  There is nothing to pay for our services, win or lose.

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Q. How is the cost of my claim funded?

A. Our solicitors delay their costs until the claim is settled and then recover them from your opponent.  They have access to insurance to protect you against any risks, for example if your claim is unsuccessful.  For further information, see our page on funding your compensation claim.

If your case is lost our solicitors will meet the cost of any policy premium, and that policy will cover the opponent's legal costs.  Our solicitors will bear their own legal costs and expenses.

If you win, you will receive 100% of the compensation.

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Q. What do I stand to lose if my claim is unsuccessful?

A. Absolutely nothing.

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Q. Do I have to get a loan?

A. No. Unlike most claims companies and some law firms who insist you sign a loan agreement to pay for litigation insurance (often at an inflated price), we don’t.

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Q. Will I have to pay my opponent’s costs if I lose?

A. No. Whilst court rules mean that costs have to be awarded against you if you lose your case, you won’t have to pay them. 

If we pursue your case, our lawyers may advise you to take out an After The Event insurance policy to cover the other party’s costs.  This will not cost you anything.  For more details, see the section on After The Event insurance.

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Q. Does this information apply to everyone?

A. Not necessarily. In some cases in Northern Ireland, where applicable, an application for Legal Aid may be made.

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NOTE: In Northern Ireland different funding arrangements may exist, due to different procedures and Law Society Regulations.